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Under Massachusetts law, if you are an active degree candidate who is registered three-quarter time (12 credits) or more per term, you must participate in a qualifying student health insurance plan or in a health plan with comparable coverage.

Courses taken during the January term are counted toward the total number of credits for spring term. 

If you meet the above criteria, you are automatically enrolled in and billed for HUSHP, which includes:

  • A student health fee: This fee covers most services at Harvard University Health Services (HUHS), including internal medicine, medical/surgical specialty care, mental health/counseling services, physical therapy, radiology, and urgent care.
  • A student health insurance plan: Provides hospital, specialty care coverage, and prescription drug coverage administered by Blue Cross Blue Shield (BCBS). Coverage includes emergency room visits, hospitalizations, diagnostic lab/radiology services, ambulatory surgery, specialty care outside HUHS (limited), and prescription drug coverage.

If you have alternate coverage that is comparable, you may be eligible to waive Harvard University Student Health Program (HUSHP).

The 2022-23 health plan rate is $2,692 each term. 

If you are registered in fewer than 12 credits per term, you are not eligible to enroll in HUSHP.

Harvard University Health Services reserves the right to bill for any services provided when the HUSHP coverage was not in effect.

Coverage Dates

  • Fall term: August 1, 2022 to January 31, 2023
  • Spring term: February 1, 2023 to July 31, 2023

Newly Admitted Degree Candidates

If you are registered three-quarter time or more during the term in which you are admitted to your program, you are subject to the health insurance requirement and will be automatically enrolled in and billed for HUSHP for that term.

If you have alternate coverage that is comparable, you may be eligible to waive HUSHP (see below for deadlines).

Dependent Coverage

Spouses and children are also eligible for coverage if you are enrolled in HUSHP. Dependent enrollment is not automatic and must be renewed each term. To enroll a dependent(s) submit the Student Health Plan Dependent Enrollment form, along with the appropriate documentation and payment, to Student Financial Services by the applicable enrollment deadline:

  • Fall term: Tuesday, September 7, 2022
  • Spring term: Tuesday, January 31, 2023

In the event of policy cancellation, for any reason, all covered dependents’ policies will be canceled on the same date as the main policy.

Waiving HUSHP

To waive the insurance, you must have comparable coverage. See the waiver checklist on the HUSHP website to determine your eligibility. To waive the health insurance, log in to My DCE, click the three horizontal lines in the top left, select “My Enrollment Requirements,” and then “Health Insurance,” and follow the instructions to supply both the name of your insurance company and your policy number.

You must submit your waiver through Extension School MyDCE before the deadlines:

  • Fall term: Tuesday, September 6, 2022
  • Spring term: Tuesday, January 31, 2023

More information

For complete coverage information, see the HUSHP website.

For benefit inquiries: 

Harvard University Student Health Program
Member Services
75 Mt. Auburn Street, Floor 1
Cambridge, MA 02138
Phone: (617) 495-2008

For enrollment and waiver inquiries: 

Harvard University Extension School
Student Financial Services
51 Brattle Street, Floor 1
Cambridge, MA 02138
Phone: (617) 495-4293